U.S. flag

An official website of the United States government

A dispute is a challenge raised by or on behalf of the debtor regarding the validity or legal enforceability of a debt. Disputes include, but are not limited to, whether:_The debt is owed or is legally enforceable,_There were any defects in due process,_Amounts previously paid have been properly credited, or_The agency identified the wrong person as the debtor. Disputes also include requests by debtors for proof of debt.