TFM: The limited liability amount is the sum of an account balance and the 45-day amount, which is the financial institution’s liability for benefit payments if funds have been withdrawn from the account after the death and the financial institution meets all requirements for limiting its liability. This amount may not exceed the outstanding total.

Green Book: The sum of the account balance and the Automated Clearing House (ACH) 45-day amount. The limited liability amount is the financial institution’s liability for benefit payments if funds have been withdrawn from the account after the death or legal incapacity of a recipient or death of a beneficiary, and the financial institution meets all requirements for limiting its liability. This amount may not exceed the outstanding total.